We provide a very high level of service within our standard fees. Under the Downloads section you can print off a full list of the elements we include as a matter of course.
The first stage in the process of joining us as a client is for you to visit us for an Exploration meeting held at our offices. This initial meeting, which usually lasts between 1 and 2 hours is at our expense. It is an opportunity for you to tell us what you want from your financial planner and an opportunity for us to explain how we might help, how we work and what the estimated costs would be.
We do ask that you have a good look through this website first to be sure that the way we work appeals to you before arranging your first meeting.
More information on our fee structure is available from the Client Agreement in the Downloads section but generally speaking, the only fees you will pay to us directly comprise the initial financial planning fee at joining and the monthly practice fee which is currently £45 pm.
We will always write you a personal letter with a schedule of work and costs involved for your agreement before you incur any costs.
Purchase of Pension Annuity
On request, we may agree to take on individual projects, such as the stand alone purchase of an annuity at retirement date, for a one-off fee which would be agreed with you in writing beforehand.
For management of an investment portfolio only we have a scale of fees for use with our PortfolioOptimiser system.